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Present Value of Money
How much is our money really financially worth in the future?

Present Value Calculator
This calculator will compute the present value of an amount of money to be received in the future.

Future value ($):
Discount rate (%):
Number of years (#):
Compound interval:
Present value:

Depending upon a person’s viewpoint inflation can be a double edge financial sword. The advantage of inflation is you pay off current debt with cheaper dollars then you borrowed. The disadvantage is the dollars you saved have also become cheaper.

Just think back when you were younger about how much a candy bar cost a gallon of milk, a gallon of gas and so on. Some people will remember paying less for a home then what a brand new car now cost. This is because of inflation.

Inflation is an important element to keep in mind when doing financial planning. Otherwise you could short yourself the amount you think you are actually obtaining.

Once again, we have a handy financial calculator for you to use.