Free Financial Advice for Credit Card Help, Debt Reduction, and Achieving Financial Independence

Where is your bottom line?

Build Credit?
Restore Credit?
Credit Card Issues?
Borrowing?
Loans?
Financial Strategies?

Over a Dozen FREE Financial Calculators to Choose From!

First Financial Help

Financial Planning

Loan Payment Calculator with Amortization Schedule
This calculator will compute a loan's payment amount at various payment intervals -- based on the principal amount borrowed, the length of the loan and the annual interest rate. Then, once you have computed the payment, click on the "Create Amortization Schedule" button to create a report you can print out.

Purchase Price:
Down Payment: $ %
Amount to Finance:
Annual Interest Rate Percentage:
Loan Term:
Payment Type:
Principal:
Interest Rate:
Term:
Payment Type:
Payment:

Free Financial Calculators

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Bi-Weekly Calculator with extra payment option.

This free financial calculator takes the dollar amount of your mortgage, your current interest rate, what your current payments are and how many payments you have made. Once you hit the compute button, it will tell you right away how much you can save and how much quicker you can pay off your mortgage.

As an added bonus it will calculate how much more you would save by adding only $25-$50 more to each payment.

First Financial Help is excited to offer the use of our free financial calculators designed to help explain and show financial strategies for you to use.

Loan Calculator with Amortization Tables

This free financial calculator takes your loan information and analyzes your mortgage to calculate payment terms. It will also produce and amortized table for your loan, which you can print out.

This is one of the most popular finance calculators we offer. Not only does the basic payment structure showing interest and principal payments, but it can be used with other strategies to show how to pay off a loan in only half the time. For that strategy check out paying your mortgage in half the time.

Loan Comparison Calculator

This free financial calculator will compare up to 4 loans at the same time. They are displayed on the same screen to give a clear comparison of their monthly payments and interest costs.

This is a great way to see if changing loans or consolidating debt is a good financial strategy for you.

NOTE: Keep in mind that although every effort has been made in designing and explaining the calculators used on this site. They are for descriptive and illustrative purposes only. Person situations may be unique and require assistance from a personal financial attorney or both, which we would always recommend a person to do.

Millionaire Time Calculator

Who wants to be a millionaire? This calculator will take your current balance and your planned monthly contributions, use your rate of return and calculate how many years it will take to achieve a million dollars. As a bonus, it even will allow you to see what a million dollars will be worth in today’s dollars based upon inflation.

Retirement Savings Calculator

When calculating retirement funds, these calculator factors in age, savings, contributions, inflation, interest rates and other sources of income. It will also give you a printable report for you to review and see what areas you may want to review or change to achieve your financial goals

Traditional IRA Versus Roth IRA

An IRA, individual retirement account is a personal retirement savings plan. Options of using a ROTH IRA may give some financial advantages over a traditional one. Our finance help calculator will analyze current contributions along with future ones and tax analysis to help determine which may be best for you.

Personal Net Worth

Creating a personal finance statement through calculating net worth will give you a picture in time of your personal financial situation. Knowing where you are helps you to figure out where you are going.

Vehicle Lease versus Buy

Trying to decide between leasing or buying a vehicle? Here is some great financial advice and a user friendly calculator to help you better make your automobile decision

Car Cost and Car Cost Comparison

Not only can you calculate the projected cost of car ownership; you can also do a side by side comparison between two vehicles. Have you thought about buying a hybrid or green car? Have you thought about spending more to get a better fuel mileage car and wondered if it would pay?

Quit Smoking Savings

Everyone knows that your are literally burning dollars smoking. Now you can see the full financial cost of not only what is spent smoking, but how much you could have earned with that money over a lifetime.

True Spending Cost

Ever want to know what something really cost. This will show you the true cost of a purchase after you pay the interest on it. Would you still buy it? Find out.

Credit Card Minimum Payment

Credit Card offers the easy to use minimum payment. But now, find out what the convenience of that minimum payment is really costing you.

Present Value

A dollar often times does not buy as much in the future as it can today. This is called inflation. Based upon a rate of inflation we can see what are money in the future is really worth as described in todays, present dollar.

Life Insurance Needs

How much insurance is the right amount of insurance for you. Although there are so many answers, this calculator will help to give you a start in the right direction.

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