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     Consolidating creditcard debt is another great financial strategy for taking control of your credit cards. Keep in mind that when you take control of this debt that you do not lose it.

     When you have cleaned up your credit cards and zeroed the debt out, you will be sitting with a clean, sparkling creditcard begging to be used. DON’T!

     After consolidating your credit card debt to a smaller, easier to pay one, you must maintain control. Only then will you be on your way to the path of financial control and freedom. A great Star Wars comparison is that you are learning the way, but be careful to not get seduced by the dark side.

     The financial purpose of consolidating debt is to either lower your costs or reduce your payments. It is like turbo charging your payoff. The sweetest part is when the balance hits zero and those monthly payments are now turned into monthly investments.

You need to:

1.) Make a Plan

2.) Reduce Your Payments

3.) Lower Overall Costs

The tool for this is as simple as a consolidation loan.

This can be a great tool and give a lot of debt relief. Just be responsible.

Consolidate Credit Card Debt
The fourth financial strategy is to consider consolidating debt.

How much can you save?
Loan Comparison Calculator
This calculator will calculate the monthly payment and interest costs for up to four loans -- all on one screen -- for comparison purposes.

To calculate the payment amount and the total interest of any fixed term loan, simply fill in the 3 left-hand cells of the first row and then click on "Compute." Use the other three rows to see what effects are produced by changing any one of the loan's original variables.

Principal Interest
# of
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